Our Guarantee Products
Our tailored guarantee products are designed to mitigate risk and open doors to funding for projects that make a difference. Explore how we can support your goals with solutions that adapt to your unique needs.
Our tailored guarantee products are designed to mitigate risk and open doors to funding for projects that make a difference. Explore how we can support your goals with solutions that adapt to your unique needs.
Our tailored guarantee products are designed to mitigate risk and open doors to funding for projects that make a difference. Explore how we can support your goals with solutions that adapt to your unique needs.
1
1
Loan Guarantee
Offer lenders added security through a partial credit guarantee that ensures repayment of both principal and interest if the borrower defaults. The Loan Guarantee strengthens the credit profile of lending opportunities, enabling banks to extend loan terms, explore new sectors, or assist clients who may not qualify for full credit support.
Offer lenders added security through a partial credit guarantee that ensures repayment of both principal and interest if the borrower defaults. The Loan Guarantee strengthens the credit profile of lending opportunities, enabling banks to extend loan terms, explore new sectors, or assist clients who may not qualify for full credit support.
Offer lenders added security through a partial credit guarantee that ensures repayment of both principal and interest if the borrower defaults. The Loan Guarantee strengthens the credit profile of lending opportunities, enabling banks to extend loan terms, explore new sectors, or assist clients who may not qualify for full credit support.
Key Benefits
Improve loan attractiveness and accessibility
Improve loan attractiveness and accessibility
Improve loan attractiveness and accessibility
Enable longer loan tenors and new sector exploration
Enable longer loan tenors and new sector exploration
Enable longer loan tenors and new sector exploration
Mitigate lender risk
Mitigate lender risk
Mitigate lender risk
Key Benefits
Increase investor confidence
Increase investor confidence
Increase investor confidence
Support capital market access
Support capital market access
Support capital market access
Mitigate default risk
Mitigate default risk
Mitigate default risk
2
2
Bond Guarantee
Provide assurance to bondholders with a repayment guarantee in case of issuer default. The Bond Guarantee strengthens investor confidence, enabling greater access to capital markets and facilitating sustainable development through bond financing.
Provide assurance to bondholders with a repayment guarantee in case of issuer default. The Bond Guarantee strengthens investor confidence, enabling greater access to capital markets and facilitating sustainable development through bond financing.
Provide assurance to bondholders with a repayment guarantee in case of issuer default. The Bond Guarantee strengthens investor confidence, enabling greater access to capital markets and facilitating sustainable development through bond financing.
3
3
Bank Framework Guarantee
This primary product supports new debt issuances, allowing lenders to originate qualifying loans that benefit from partial credit guarantee cover. Defined within the framework, qualifying loans typically target specific economic sectors, enabling targeted financial support.
This primary product supports new debt issuances, allowing lenders to originate qualifying loans that benefit from partial credit guarantee cover. Defined within the framework, qualifying loans typically target specific economic sectors, enabling targeted financial support.
This primary product supports new debt issuances, allowing lenders to originate qualifying loans that benefit from partial credit guarantee cover. Defined within the framework, qualifying loans typically target specific economic sectors, enabling targeted financial support.
Key Benefits
Facilitate sector-focused lending
Facilitate sector-focused lending
Facilitate sector-focused lending
Improve creditworthiness of new loans
Improve creditworthiness of new loans
Improve creditworthiness of new loans
Strengthen financial stability in targeted sectors
Strengthen financial stability in targeted sectors
Strengthen financial stability in targeted sectors
Key Benefits
Reduce portfolio risk for banks
Reduce portfolio risk for banks
Reduce portfolio risk for banks
Free up capital for new lending
Free up capital for new lending
Free up capital for new lending
Potentially qualify for RWA relief
Potentially qualify for RWA relief
Potentially qualify for RWA relief
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4
Portfolio Guarantee
Improve lending conditions by providing guarantee coverage on bank loan portfolios, thus reducing risk for financial institutions. This secondary product often provides second-loss protection, helping banks free up capital for new lending and potentially qualify for capital relief from central banks through reduced Risk Weighted Assets (RWA).
Improve lending conditions by providing guarantee coverage on bank loan portfolios, thus reducing risk for financial institutions. This secondary product often provides second-loss protection, helping banks free up capital for new lending and potentially qualify for capital relief from central banks through reduced Risk Weighted Assets (RWA).
Improve lending conditions by providing guarantee coverage on bank loan portfolios, thus reducing risk for financial institutions. This secondary product often provides second-loss protection, helping banks free up capital for new lending and potentially qualify for capital relief from central banks through reduced Risk Weighted Assets (RWA).
5
5
Infrastructure Refinancing Guarantee
Bridge to Bond
Integrate banking and capital markets with post-commercial operations refinancing guarantees to support large-scale infrastructure projects. This product offers refinancing through senior guaranteed infrastructure bonds for the Project SPV, encouraging successful and timely completion of greenfield projects.
Integrate banking and capital markets with post-commercial operations refinancing guarantees to support large-scale infrastructure projects. This product offers refinancing through senior guaranteed infrastructure bonds for the Project SPV, encouraging successful and timely completion of greenfield projects.
Integrate banking and capital markets with post-commercial operations refinancing guarantees to support large-scale infrastructure projects. This product offers refinancing through senior guaranteed infrastructure bonds for the Project SPV, encouraging successful and timely completion of greenfield projects.
Key Benefits
Facilitate infrastructure project refinancing
Facilitate infrastructure project refinancing
Facilitate infrastructure project refinancing
Incentivise on-time, on-budget project completion
Incentivise on-time, on-budget project completion
Incentivise on-time, on-budget project completion
Bridge financing between banks and capital markets
Bridge financing between banks and capital markets
Bridge financing between banks and capital markets
Key Benefits
Overcome jurisdictional tenor limitations
Overcome jurisdictional tenor limitations
Overcome jurisdictional tenor limitations
Enable flexible refinancing options
Enable flexible refinancing options
Enable flexible refinancing options
Support long-term infrastructure financing
Support long-term infrastructure financing
Support long-term infrastructure financing
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6
Refinancing Guarantee
Liquidity Extension
Address tenor limitations by enabling banks to offer longer-term financing for infrastructure projects. This product provides an option for lenders to extend financing after the original maturity with or without continued credit protection, or transfer positions to another lender or Dhamana, which assumes the refinancing or credit risk if banks choose to extend.
Address tenor limitations by enabling banks to offer longer-term financing for infrastructure projects. This product provides an option for lenders to extend financing after the original maturity with or without continued credit protection, or transfer positions to another lender or Dhamana, which assumes the refinancing or credit risk if banks choose to extend.
Address tenor limitations by enabling banks to offer longer-term financing for infrastructure projects. This product provides an option for lenders to extend financing after the original maturity with or without continued credit protection, or transfer positions to another lender or Dhamana, which assumes the refinancing or credit risk if banks choose to extend.
Eligible Sectors
While we are sector agnostic, here are the key areas in which we operate
Capital Markets
Energy
Social Infrastructure
Agri-Infrastructure
Transport
Water & Sanitation
Capital Markets
Energy
Social Infrastructure
Agri-Infrastructure
Transport
Water & Sanitation
Ready to take the next step?
Our team is here to help you explore the best guarantee solutions for your project. Reach out to us for a consultation or to learn more about how we can support your goals.
1
Loan Guarantee
Offer lenders added security through a partial credit guarantee that ensures repayment of both principal and interest if the borrower defaults. The Loan Guarantee strengthens the credit profile of lending opportunities, enabling banks to extend loan terms, explore new sectors, or assist clients who may not qualify for full credit support.
Key Benefits
Improve loan attractiveness and accessibility
Enable longer loan tenors and new sector exploration
Mitigate lender risk
Key Benefits
Increase investor confidence
Support capital market access
Mitigate default risk
2
Bond Guarantee
Provide assurance to bondholders with a repayment guarantee in case of issuer default. The Bond Guarantee strengthens investor confidence, enabling greater access to capital markets and facilitating sustainable development through bond financing.
3
Bank Framework Guarantee
This primary product supports new debt issuances, allowing lenders to originate qualifying loans that benefit from partial credit guarantee cover. Defined within the framework, qualifying loans typically target specific economic sectors, enabling targeted financial support.
Key Benefits
Facilitate sector-focused lending
Improve creditworthiness of new loans
Strengthen financial stability in targeted sectors
Key Benefits
Reduce portfolio risk for banks
Free up capital for new lending
Potentially qualify for RWA relief
4
Portfolio Guarantee
Improve lending conditions by providing guarantee coverage on bank loan portfolios, thus reducing risk for financial institutions. This secondary product often provides second-loss protection, helping banks free up capital for new lending and potentially qualify for capital relief from central banks through reduced Risk Weighted Assets (RWA).
5
Infrastructure Refinancing Guarantee
Bridge to Bond
Integrate banking and capital markets with post-commercial operations refinancing guarantees to support large-scale infrastructure projects. This product offers refinancing through senior guaranteed infrastructure bonds for the Project SPV, encouraging successful and timely completion of greenfield projects.
Key Benefits
Facilitate infrastructure project refinancing
Incentivise on-time, on-budget project completion
Bridge financing between banks and capital markets
Key Benefits
Overcome jurisdictional tenor limitations
Enable flexible refinancing options
Support long-term infrastructure financing
6
Refinancing Guarantee
Liquidity Extension
Address tenor limitations by enabling banks to offer longer-term financing for infrastructure projects. This product provides an option for lenders to extend financing after the original maturity with or without continued credit protection, or transfer positions to another lender or Dhamana, which assumes the refinancing or credit risk if banks choose to extend.
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved