Supported by
Empower your financing with the Dhamana Guarantee
From safeguarding loans and bonds to bolstering portfolios and enabling smooth refinancing transitions.
Mitigate risk
Ensure timely repayments
Unlock new growth
Enhance investor confidence
Our services
Supporting investment across public, private, and structured finance
01
Public Finance
We assist sub-nationals and state-owned enterprises in securing debt financing for projects in sectors such as water, sanitation, electricity, transportation, and healthcare.
02
Private Finance
We facilitate the raising of long-term debt capital for issuers involved in infrastructure, utilities, project financing in public-private partnerships (PPPs), and the renewable energy sector.
03
Structured Finance
We offer portfolio management guarantees and potential capital support to banks, non-bank financial institutions, and creditworthy corporations.
Our guarantee products
We provide tailored guarantee solutions that reduce risk and unlock funding for impactful projects. Whether you need support for loans, bonds, or refinancing, our products are designed to adapt to your needs.
Eligible sectors
While we are sector agnostic, here are the key areas in which we operate.
Agri-infrastructure
Capital Markets
Energy
Social Infrastructure
Transport
Water & Sanitation
Agriculture
Airport
Banks
Electric Utilities
Our credit rating
Our long- and short-term Insurer Financial Strength rating indicates our ability to promptly pay claims made on the Dhamana guarantee.
Long-term
Short-term
Kenya
AA
A1+
Tanzania
AA+
A1+
Uganda
A1+
AAA
Rwanda
AAA
A1
Our company profile
A comprehensive overview of who we are, what we do, and how we’re shaping East Africa’s financial future.
Latest news
Upcoming
Events and engagements
Past events
FAQ
Find the answers you are looking for
If you're new to Dhamana or looking for a financial partner, this guide will help you learn more about our services.
What does Dhamana do?
How does the Dhamana Guarantee work?
What are Dhamana’s service lines and sectors of operations?
What are the benefits of using Dhamana’s guarantee?
Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?
Still have questions?
Reach out to our team and we'll get back to you.
