FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS

Find the answers you’re looking for

Find the answers you’re looking for

Find the answers you’re looking for

If you're new to Dhamana or looking for a financial partner, this guide will help you learn more about our services.

If you're new to Dhamana or looking for a financial partner, this guide will help you learn more about our services.

If you're new to Dhamana or looking for a financial partner, this guide will help you learn more about our services.

If you're new to Dhamana or looking for a financial partner, this guide will help you learn more about our services.

What does Dhamana do?

Dhamana is an East African focused financial institution that provides guarantees which enables public and private sector borrowers and businesses to access credit in local currency from debt providers either in the form of a loan or a bond.

How does the Dhamana Guarantee work?

The Dhamana guarantee works by providing a payment guarantee to lenders on behalf of businesses or borrowers seeking financing in local currency. The guarantee mitigates risk by ensuring that lenders will receive, in a timely manner, their expected principal and interest repayments.

What are Dhamana’s service lines and sectors of operations?

• Public Finance which supports a range of sub national governments and state-owned enterprises to raise debt capital for projects in water, waste, electricity,transportation, and health care sectors. • Private Finance where issuers across infrastructure, utilities and project financing in PPPs and the renewables sector are supported to raise long term debt capital. • Structured Finance where banks and other non-bank financial institutions including credit worthy corporates are provided with portfolio management guarantees and potential capital support.

What are the benefits of using Dhamana’s guarantee?

• Borrowers without excessive collateral may access financing from banks by using Dhamana’s guarantee. • Businesses and borrowers are able to benefit from new sources of capital from institutional investors like pension funds. • Banks may be able to benefit from regulatory capital relief.

Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?

No, Dhamana offers a single line of business as a financial guarantor offering a guarantee that is unconditional, irrevocable and for the full duration of a borrower’s obligation which can go up to 15 years.

What does Dhamana do?

Dhamana is an East African focused financial institution that provides guarantees which enables public and private sector borrowers and businesses to access credit in local currency from debt providers either in the form of a loan or a bond.

How does the Dhamana Guarantee work?

The Dhamana guarantee works by providing a payment guarantee to lenders on behalf of businesses or borrowers seeking financing in local currency. The guarantee mitigates risk by ensuring that lenders will receive, in a timely manner, their expected principal and interest repayments.

What are Dhamana’s service lines and sectors of operations?

• Public Finance which supports a range of sub national governments and state-owned enterprises to raise debt capital for projects in water, waste, electricity,transportation, and health care sectors. • Private Finance where issuers across infrastructure, utilities and project financing in PPPs and the renewables sector are supported to raise long term debt capital. • Structured Finance where banks and other non-bank financial institutions including credit worthy corporates are provided with portfolio management guarantees and potential capital support.

What are the benefits of using Dhamana’s guarantee?

• Borrowers without excessive collateral may access financing from banks by using Dhamana’s guarantee. • Businesses and borrowers are able to benefit from new sources of capital from institutional investors like pension funds. • Banks may be able to benefit from regulatory capital relief.

Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?

No, Dhamana offers a single line of business as a financial guarantor offering a guarantee that is unconditional, irrevocable and for the full duration of a borrower’s obligation which can go up to 15 years.

What does Dhamana do?

Dhamana is an East African focused financial institution that provides guarantees which enables public and private sector borrowers and businesses to access credit in local currency from debt providers either in the form of a loan or a bond.

How does the Dhamana Guarantee work?

The Dhamana guarantee works by providing a payment guarantee to lenders on behalf of businesses or borrowers seeking financing in local currency. The guarantee mitigates risk by ensuring that lenders will receive, in a timely manner, their expected principal and interest repayments.

What are Dhamana’s service lines and sectors of operations?

• Public Finance which supports a range of sub national governments and state-owned enterprises to raise debt capital for projects in water, waste, electricity,transportation, and health care sectors. • Private Finance where issuers across infrastructure, utilities and project financing in PPPs and the renewables sector are supported to raise long term debt capital. • Structured Finance where banks and other non-bank financial institutions including credit worthy corporates are provided with portfolio management guarantees and potential capital support.

What are the benefits of using Dhamana’s guarantee?

• Borrowers without excessive collateral may access financing from banks by using Dhamana’s guarantee. • Businesses and borrowers are able to benefit from new sources of capital from institutional investors like pension funds. • Banks may be able to benefit from regulatory capital relief.

Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?

No, Dhamana offers a single line of business as a financial guarantor offering a guarantee that is unconditional, irrevocable and for the full duration of a borrower’s obligation which can go up to 15 years.

Still have questions?

Still have questions?

Still have questions?

Reach out to our team and we'll get back to you.

Reach out to our team and we'll get back to you.

Reach out to our team and we'll get back to you.

Reach out to our team and we'll get back to you.

Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya

© 2024 Dhamana Guarantee Company Limited.

All rights reserved

Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya

© 2024 Dhamana Guarantee Company Limited.

All rights reserved

Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya

© 2024 Dhamana Guarantee Company Limited.

All rights reserved