Pioneering Change
in East Africa's Debt
Capital Markets
Enabling public and private sector borrowers and
businesses to access credit in local currency.
Pioneering Change in East Africa's Debt Capital Markets
Enabling public and private sector borrowers and businesses to access credit in local currency.
Pioneering Change in East Africa's Debt Capital Markets
Enabling public and private sector borrowers and businesses to access credit in local currency.
Pioneering Change
in East Africa's Debt
Capital Markets
Enabling public and private sector borrowers and
businesses to access credit in local currency.
SUPPORTED BY
Empower your financing with the Dhamana Guarantee
From safeguarding loans and bonds to bolstering portfolios and enabling smooth refinancing transitions.
Mitigate risk
Ensure timely repayments
Unlock new growth
Enhance investor confidence
OUR SERVICES
Unlocking opportunities across public, private, and structured finance sectors
01
Public Finance
We assist sub-nationals and state-owned enterprises in securing debt financing for projects in sectors such as water, sanitation, electricity, transportation, and healthcare.
02
Private Finance
We facilitate the raising of long-term debt capital for issuers involved in infrastructure, utilities, project financing in public-private partnerships (PPPs), and the renewable energy sector.
03
Structured Finance
We offer portfolio management guarantees and potential capital support to banks, non-bank financial institutions, and creditworthy corporations.
We provide credit protection to debt providers
We provide credit protection to debt providers
We provide credit protection to debt providers
If the issuer of a bond or the borrower of a loan fails to pay all or part of the scheduled principal and interest guaranteed by Dhamana, then the debt provider will receive timely payment from Dhamana.
If the issuer of a bond or the borrower of a loan fails to pay all or part of the scheduled principal and interest guaranteed by Dhamana, then the debt provider will receive timely payment from Dhamana.
If the issuer of a bond or the borrower of a loan fails to pay all or part of the scheduled principal and interest guaranteed by Dhamana, then the debt provider will receive timely payment from Dhamana.
Our Guarantee Products
Our tailored guarantee products are designed to mitigate risk and open doors to funding for projects that make a difference.
Explore how we can support your goals with solutions that adapt to your unique needs.
Our Guarantee Products
Our tailored guarantee products are designed to mitigate risk and open doors to funding for projects that make a difference.
Explore how we can support your goals with solutions that adapt to your unique needs.
Loan Guarantee
Loan Guarantee
Partial guarantee for lenders, enhancing loan terms and supporting broader credit access.
Bond Guarantee
Bond Guarantee
Guarantees bondholder repayment, increasing investor confidence.
Bank Framework Guarantee
Bank Framework Guarantee
Enables sector-focused loans with partial credit coverage.
Portfolio Guarantee
Portfolio Guarantee
Reduces bank risk on loan portfolios, freeing capital.
Refinancing Guarantee
Refinancing Guarantee
Supports infrastructure refinancing with flexible credit and tenor options.
Eligible Sectors
While we are sector agnostic, here are the key areas in which we operate.
Capital Markets
Energy
Social Infrastructure
Agri-Infrastructure
Transport
Water & Sanitation
Capital Markets
Energy
Social Infrastructure
Agri-Infrastructure
Transport
Water & Sanitation
Benefits of choosing Dhamana
Reduce dependency on bank loans for project financing.
Elevate the underlying bond/loan to align with Dhamana’s rating.
Safeguard against ratings downgrades.
Provide increased flexibility in covenant management and remediation services.
Extend the tenor of debt and alleviate the pressure of annual debt servicing.
Serve as a critical element for issuing long-term bonds to fund infrastructure projects in East Africa.
Reduce dependency on bank loans for project financing.
Elevate the underlying bond/loan to align with Dhamana’s rating.
Safeguard against ratings downgrades.
Provide increased flexibility in covenant management and remediation services.
Extend the tenor of debt and alleviate the pressure of annual debt servicing.
Serve as a critical element for issuing long-term bonds to fund infrastructure projects in East Africa.
Reduce dependency on bank loans for project financing.
Elevate the underlying bond/loan to align with Dhamana’s rating.
Safeguard against ratings downgrades.
Provide increased flexibility in covenant management and remediation services.
Extend the tenor of debt and alleviate the pressure of annual debt servicing.
Serve as a critical element for issuing long-term bonds to fund infrastructure projects in East Africa.
Reduce dependency on bank loans for project financing.
Elevate the underlying bond/loan to align with Dhamana’s rating.
Safeguard against ratings downgrades.
Provide increased flexibility in covenant management and remediation services.
Extend the tenor of debt and alleviate the pressure of annual debt servicing.
Serve as a critical element for issuing long-term bonds to fund infrastructure projects in East Africa.
Latest News
“We're not just a guarantee company; we're pioneering change in debt capital markets.”
Christopher Olobo
CHIEF EXECUTIVE OFFICER
FREQUENTLY ASKED QUESTIONS
Find the answers you’re looking for
If you're new to Dhamana or looking for a financial partner, this guide will help you learn more about our services.
What does Dhamana do?
Dhamana is an East African focused financial institution that provides guarantees which enables public and private sector borrowers and businesses to access credit in local currency from debt providers either in the form of a loan or a bond.
How does the Dhamana Guarantee work?
The Dhamana guarantee works by providing a payment guarantee to lenders on behalf of businesses or borrowers seeking financing in local currency. The guarantee mitigates risk by ensuring that lenders will receive, in a timely manner, their expected principal and interest repayments.
What are Dhamana’s service lines and sectors of operations?
• Public Finance which supports a range of sub national governments and state-owned enterprises to raise debt capital for projects in water, waste, electricity,transportation, and health care sectors. • Private Finance where issuers across infrastructure, utilities and project financing in PPPs and the renewables sector are supported to raise long term debt capital. • Structured Finance where banks and other non-bank financial institutions including credit worthy corporates are provided with portfolio management guarantees and potential capital support.
What are the benefits of using Dhamana’s guarantee?
• Borrowers without excessive collateral may access financing from banks by using Dhamana’s guarantee. • Businesses and borrowers are able to benefit from new sources of capital from institutional investors like pension funds. • Banks may be able to benefit from regulatory capital relief.
Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?
No, Dhamana offers a single line of business as a financial guarantor offering a guarantee that is unconditional, irrevocable and for the full duration of a borrower’s obligation which can go up to 15 years.
What does Dhamana do?
Dhamana is an East African focused financial institution that provides guarantees which enables public and private sector borrowers and businesses to access credit in local currency from debt providers either in the form of a loan or a bond.
How does the Dhamana Guarantee work?
The Dhamana guarantee works by providing a payment guarantee to lenders on behalf of businesses or borrowers seeking financing in local currency. The guarantee mitigates risk by ensuring that lenders will receive, in a timely manner, their expected principal and interest repayments.
What are Dhamana’s service lines and sectors of operations?
• Public Finance which supports a range of sub national governments and state-owned enterprises to raise debt capital for projects in water, waste, electricity,transportation, and health care sectors. • Private Finance where issuers across infrastructure, utilities and project financing in PPPs and the renewables sector are supported to raise long term debt capital. • Structured Finance where banks and other non-bank financial institutions including credit worthy corporates are provided with portfolio management guarantees and potential capital support.
What are the benefits of using Dhamana’s guarantee?
• Borrowers without excessive collateral may access financing from banks by using Dhamana’s guarantee. • Businesses and borrowers are able to benefit from new sources of capital from institutional investors like pension funds. • Banks may be able to benefit from regulatory capital relief.
Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?
No, Dhamana offers a single line of business as a financial guarantor offering a guarantee that is unconditional, irrevocable and for the full duration of a borrower’s obligation which can go up to 15 years.
What does Dhamana do?
Dhamana is an East African focused financial institution that provides guarantees which enables public and private sector borrowers and businesses to access credit in local currency from debt providers either in the form of a loan or a bond.
How does the Dhamana Guarantee work?
The Dhamana guarantee works by providing a payment guarantee to lenders on behalf of businesses or borrowers seeking financing in local currency. The guarantee mitigates risk by ensuring that lenders will receive, in a timely manner, their expected principal and interest repayments.
What are Dhamana’s service lines and sectors of operations?
• Public Finance which supports a range of sub national governments and state-owned enterprises to raise debt capital for projects in water, waste, electricity,transportation, and health care sectors. • Private Finance where issuers across infrastructure, utilities and project financing in PPPs and the renewables sector are supported to raise long term debt capital. • Structured Finance where banks and other non-bank financial institutions including credit worthy corporates are provided with portfolio management guarantees and potential capital support.
What are the benefits of using Dhamana’s guarantee?
• Borrowers without excessive collateral may access financing from banks by using Dhamana’s guarantee. • Businesses and borrowers are able to benefit from new sources of capital from institutional investors like pension funds. • Banks may be able to benefit from regulatory capital relief.
Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?
No, Dhamana offers a single line of business as a financial guarantor offering a guarantee that is unconditional, irrevocable and for the full duration of a borrower’s obligation which can go up to 15 years.
What does Dhamana do?
Dhamana is an East African focused financial institution that provides guarantees which enables public and private sector borrowers and businesses to access credit in local currency from debt providers either in the form of a loan or a bond.
How does the Dhamana Guarantee work?
The Dhamana guarantee works by providing a payment guarantee to lenders on behalf of businesses or borrowers seeking financing in local currency. The guarantee mitigates risk by ensuring that lenders will receive, in a timely manner, their expected principal and interest repayments.
What are Dhamana’s service lines and sectors of operations?
• Public Finance which supports a range of sub national governments and state-owned enterprises to raise debt capital for projects in water, waste, electricity,transportation, and health care sectors. • Private Finance where issuers across infrastructure, utilities and project financing in PPPs and the renewables sector are supported to raise long term debt capital. • Structured Finance where banks and other non-bank financial institutions including credit worthy corporates are provided with portfolio management guarantees and potential capital support.
What are the benefits of using Dhamana’s guarantee?
• Borrowers without excessive collateral may access financing from banks by using Dhamana’s guarantee. • Businesses and borrowers are able to benefit from new sources of capital from institutional investors like pension funds. • Banks may be able to benefit from regulatory capital relief.
Is Dhamana’s business similar to that of the traditional insurance companies operating in East Africa?
No, Dhamana offers a single line of business as a financial guarantor offering a guarantee that is unconditional, irrevocable and for the full duration of a borrower’s obligation which can go up to 15 years.
Still have questions?
Reach out to our team and we'll get back to you.
Together, let's build a stronger future for East Africa
Contact us today to discuss how Dhamana can support your financial needs and contribute to a more vibrant and prosperous East Africa.
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved
Dhamana Guarantee Company Limited
4th Floor Sanlam Tower
Waikayi Way
Nairobi
Kenya
All rights reserved